Miscellaneous Fees and Service Charges

Accountholder Fees
Stop Payment Fee $27.00
Insufficient Funds - Item Paid or Returned
This fee will be imposed for any NSF funds item paid or returned, including checks, ACH, Point-of-Sale, ATM/ITM Withdrawals, In-Person Withdrawals, or any other means.
Account Verification Fee
Garnishments & Levies
Account Closing Fee
Charge-Back Check Fee
Cashier's Check Fee - Per Check Fee
We only sell Cashier's Checks to Farmers State Bank customers.
Account Reconciliation - Per Hour Rate
Research & Reproduction of Account Documents & In-Bank Research - Per Hour Fee
Dormant Account Fee - Per Month Fee
Night Deposit Agreement, Bag & Key
Imaged Copies - Statements/Checks - Per Page Fee
Bank Money Bags
Non-commercial customers.  We give a limited number of these to our commercial customers at no charge.
$5.00 for small
$10.00 for large
Internet Banking Bill Pay - Per Month Fee
Free for Kasasa Cash, Kasasa Cash Back, Kasasa Tunes & Kasasa Saver accountholders.
Mobile Banking - Per Month Fee
Free for Kasasa Cash, Kasasa Cash Back, Kasasa Tunes & Kasasa Saver accountholders
ACH Origination Fee - Per Origination File Per Customer Fee
This fee is waived for some Commercial customers initiating payroll files & for customers who are originating payments for Farmers State Bank loans.
Positive Pay Service - Per Month Fee

Incoming Collections
Outgoing Collections
Wire Transfers

Incoming Domestic Wire Transfer
Outgoing Domestic Wire Transfer
Outgoing or Incoming International Wire Transfer
* Wire Transfer fees to foreign countries could be adjusted, according to what we are charged by Bankers Bank.
Incoming Federal Reserve Wire Transfers
Mastercard Check Card Fees

Offsite ATM/ITM Transaction Fee - Per Transaction Fee
This is a fee charged when a customer uses their FSB Debit Mastercard at an ATM/ITM not owned by FSB.  On Kasasa Cash, Kasasa Cash Back and Kasasa Tunes accounts, up to $20 per month of these fees are refunded.  
Note that the ATM/ITM owner may impose a fee as well.  
Mastercard Business Debit Card Maintenance Fee - Per Month Fee
Card Limit Increase Fee
Most cards have up to $600 ATM/ITM withdrawal limits and up to $1,000 Point-of-Sale withdrawal limits, for a combined total of $1,500.  We can increase these limits, but charge this fee each time the limit is increased.  
Foreign Card ATM/ITM Transaction Fee
This is a per-transaction fee charged at our ATM/ITMs on card transactions that aren't FSB Debit Card-initiated. 
Other Services

Copies - Statements or Other Documents - Per Page Fee
Incoming Fax Charge - Per Sheet Charge
Outgoing Fax Charge - up to 2 sheets
Outgoing Fax Charge - Over 2 Sheets - Per Sheet Charge
Non-Customer Check Cashing Fee
$5.00 minimum/$20.00 maximum
1% of check
Notary Fee
Waived for accountholders
Kasasa Protect Service Fees

Kasasa Protect for Kasasa Accountholders - Per Month Fee
Kasasa Protect for Other Accountholders - Per Month Fee